LearnLux financial wellbeing: Holistic guidance on any topic & every life stage

From managing everyday money moments to navigating major life decisions, LearnLux delivers personalized, holistic guidance that empowers employees at every stage of life and career. Backed by Certified Financial Planner^® professionals and tailored education, LearnLux helps teams make confident financial choices, reduce stress, and get the most from their pay and benefits, no matter where they are in the world.

Here are just some of the ways that LearnLux can support employees:

Global Guidance

Access to CFP® professionals in their current country of residence, as well as in other countries they're relocating to or have recently relocated from.

Emergency Savings

• Building an emergency fund
• How much to save
• Automating savings
• High-yield savings

Benefits Education

• Health, dental, vision choices
• Life and disability insurance
• Benefit costs and deductions
• Employer offered benefits
  enrollment decisions
• HSA/FSA

Credit Scores

• Understanding your credit score
• Reading your credit report
• Disputing errors
• Steps to raise your score
• How credit affects big purchases

Income & Budgeting

• Daily, Weekly, Monthly budget planning
• Tracking spending
• Reading pay stubs
• Gross vs net pay
• Overtime and bonus impact
• Pre-tax vs post-tax items
• Income timing
• W-4

Life Event Planning

• Marriage or partnership
• Parenthood or adoption
• Divorce or separation
• Caring for aging parents

Setting Financial Goals

• Short and long-term goals
• Breaking goals into steps
• Planning for big milestones
• Planning systems and habits

Home Ownership & Renting

• Renting vs buying
• Mortgage types
• Pre-approval steps
• Down payments and PMI
• Closing costs and fees
• Interest rates

Employer Equity Compensation

• RSUs, ESPPs, ISOs, ESOPs
• Vesting timelines
• Tax impact of exercises and sales

Debt Management

• Credit cards
• Personal loans and lines of credit
• Student loans
• Debt payoff strategies
• Debt consolidation basics
• Balance transfer decisions

Investment Management & Strategies

• Asset allocation
• Risk diversification
• Managing gains and losses
• Tax-efficient investing
• Account location strategy

Tax Planning

• Withholdings
• Deductions and credits
• Planning for bonuses
• Capital gains rules
• AMT and equity tax issues

Medicare & Social Security

• Medicare basics
• Social Security benefits
• Spousal benefits
• Income planning in retirement
• Enrollment and timing

Estate Planning

• Wills and trusts
• Powers of attorney
• When to update documents
• Probate basics
• Charitable planning

Survivor Support

• Claiming benefits
• Handling accounts
• Cash flow planning
• Organizing documents
• Estate transitions

Acting as an Extension of Your People Function

• Through close collaboration with Benefits, Total Rewards, Equity, Compensation, Payroll, Mobility, Wellbeing, and Employee Engagement teams, we amplify program visibility, participation, and measurable outcomes.
• Expert assistance during Open Enrollment and other key HR calendar moments
• Strategic marketing communication, education, and engagement campaigns that increase employee participation
• Multi-channel, multilingual content, emails, intranet posts, digital signage, postcards, and handouts
• Custom engagement challenges, incentives, and contests to boost adoption
• Webinars, live chat to support employee questions, and one-on-ones with LearnLux CFP® professionals
• Alignment with company initiatives across wellbeing, DEI, Business Resource Groups, Employee Resource Groups, and Employee Experience
• Analytics and utilization reporting
• Insights and feedback loops to inform benefits and financial wellbeing strategy

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